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怙恃老去之前,我该做点什么?

kira86 于2019-04-03公布 l 已有人阅读
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怙恃老去之前,怙恃和后代辨别需求做点什么?

怙恃.jpg
What should I do before my parents get old?

怙恃老去前我该做点什么?

 

取得2.4k好评的答复@Stacie Marie Carrel:

THEY NEED:

他们需求:

-A Retirement Plan because they need to know how much money they can take out each year, and how much they can do with that money. Without a retirement plan they won't know if they have the money to travel once a year or 5 times a year.

-一份退休方案。由于他们需求晓得每年能取出来几多钱,用这些钱他们能做几多事。要是没有退休方案他们就不晓得本人的钱够一年游览一次照旧五次。

- Retirement money If in the US, Social Security alone isn't going to cut it even if they just sell the big house, move to a small one.

-退休的钱。在美国即便卖失大屋子搬到小屋子里,只要社会保险也是不敷的,

-Reconcile any health vs house difficulties. If they're in a house with lots of stairs, but there's a family history of needing a walker in late life, then that's going to be an issue. They may need to either sell the house and move, or start work on the necessary accessibility changes they'll need later.

-处理安康和屋子之间的抵牾。假如他们的屋子里有许多楼梯,但家里又有暮年坐轮椅的家属史,那题目就来了。他们能够需求卖失屋子搬迁或许开端动手营建日后需求的无妨碍情况了。

-A durable power of attorney and medical wishes so that if they are ever incapacitated or rendered incapable of self-care, they’ll have someone appointed ahead of time to take over those responsibilities.

-一份永世受权书和医疗志愿。如许当他们丧失举动才能或不克不及自理时能提早布置坏人来接收。

YOU NEED:

你需求:

-To not be dependent on your parents financially. Too many able-bodied and mentally capable adults are living with their parents as moochers. With parents soon losing their income, they won't be able to financially tap into the massive savings they've built up for someone else's needs, because that money needs to last for upwards of 30+ years.

-经济上不依赖怙恃。有太多身心都健全的成年人和怙恃一同住啃老。怙恃很快就要得到支出泉源了,在经济上他们没有才能把攒下的一大笔钱给他人用,由于那些钱是他们要用来维持将来30多年的。

- Your own savings set aside for parental care. Some medical issues are VERY expensive, even with the best health insurance money can buy. They can quickly eat up a couple's retirement savings. If you can set aside backup money of your own just in case that happens, it will give you and your parents more options in the future should something big come up.

-攒下点积存照顾怙恃。即便买了最好的安康保险但有些医疗黑白常贵的,会很快耗尽老汉妻的退休积存。假如你未雨缱绻本人留些钱备用,将来发作大事时本人和怙恃也能多些选择的余地。

- To have your OWN will and power of attorney and medical wishes that address your parent's care and well being, not just your own. If something happens to you, and your parents are in a state where they are dependent on your care and/or money, you NEED to have someone appointed ahead of time to take over your duties.

-有本人的遗言、永世受权书和医疗志愿,不只布置好本人,还要布置好怙恃的照顾护士和安康。假如你发作意外而怙恃完全依赖你的照顾或钱,那你就需求提早布置坏人接替你。

 

取得67.3k好评的答复@Thomas L. Johnson:

As a 70-year old, I can tell you what I like as a parent. I like it when my son asks if I want to go to a Timberwolves game or fishing on Rainy Lake. My wife and I both enjoy an evening together with the son and his wife playing Scrabble or Catan. We are planning a long trip together for the near future.

作为70岁的老人,我可以通知你作为怙恃我想要什么。我喜好儿子问我能否想去看丛林狼(NBA外面明尼苏达的球队)的竞赛或许去雷尼湖垂纶。老婆和我都喜好和儿子儿媳早晨一同玩拼字游戏或卡坦岛(一款考虑战略游戏),我们正方案不久当前一同去远程游览。

If your parents are mature and happy, they will enjoy having you around for some special days but really are not quite "over the hill," as far as having a life of their own. In my view, aging is hardly a disaster.

假如你的怙恃思考全面并且很幸福,他们会喜好某些特别日子你们能陪在身边,但他们也不是完全“光阴已逝”,他们另有本人的生存。在我看来,朽迈并非不幸。

And what I really appreciate is a long phone conversation every week.

我真正想要的是每周通一次德律风多聊一会。

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